Suze Orman Website:Www.suzeorman.com
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Suze Orman Website:Www.suzeorman.com – Suze Orman website can be found at http://www.suzeorman.com/.Suze Orman is a personal finance expert who can help you through the economic crisis.
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Frank Swerak | Mar 10, 2009 | Reply
Many times you say people can get a savings dividend of 4 to 5 % Would you please tell me where. Thank You.
Karen Johnson | Jun 2, 2009 | Reply
You have probably heard this a hundred times but I am trying desperately to pay off $22,955.00 of unsecured loan debt. I am struggling and have entertained the thought of bankruptcy and at this point in my life I do not care whether my credit score is screwed up I want it to go away! These credit card conpanies will not work with me so therefore I struggle with making the payment, sometimes not having enough to spend for groceries. I have been robbing Peter to pay Paul for the last two years and it is really taking a toll on me emotionally!!!!!! I just don’t know what to do at this point.
Zelma Zick | Jul 12, 2009 | Reply
Hi Suze…I have $80,000 in credit card debt. The only income I have is my social security and $3,000 in bank. My daughter has been paying the monthly payments and we decided it was useless to continue. What will happen to me if I don’t file bankruptsy.
Flora Gonzales | Jul 30, 2009 | Reply
Hello Suze,…My problem is this: I had a WaMu credit card, Chase took over, I was 1/2 a day late, made my payment (more than what was due), immediately called,Chase would not remove the late fee, but assured me that my interest rate would not change.Following month everything was the same. The next statement I notice my interest rate went to 29.99%, again I immediately called and I truely got no help. Not only did the interest rate go up, the kid on the other end said my account was closed, and if I wanted any information to call Experian, he gave me the #. I called 6 times in a row and only got recordings. I am freaking out! The interest is more than my monthly payment. I owe less than 9,000. I have always paid more than the minimum, I pay more than the minimim on all my cards. I’m afraid that at this interest rate it will take longer for me to pay off the card. I have not used this card for months, I do not have a problem paying my bills…however I feel that I have been targeted. I asked the kid to look at my history of payments, but he said that there wasn’t anything he could do. My interest rate more than doubled. PLEASE advise me how to get this interest rate lowered. My monthly payment was around $170.00, I always paid $200.00. I JUST DON’T GET IT. By the way I really don’t care about the card being closed, but I don’t want this to effect my credit score, I was at 678, I’m afraid. I truly would appreciae any help.:)
Susie Rice | Aug 24, 2009 | Reply
I know what you all are going through. I am in the same predicament. What is this country comming to? My loans all ran away with me too but the worst was the student loan. Due to a layoff I missed one month and accrued $2000.00 in penalties and interest on $7000.00 As for the unsecured debt,( Chase also did me the same way,) I figured since my credit was shot and I could not keep up, I just quit paying. When the collection agencies who bought the debt sued me, I showed up in court and told the judge I did not have a contract with them (collection agency), but with the original lender who had written off the debt. In my case, since I appeared, the judge dismissed the case, and though my credit is shot, I know longer owe the unsecured debt, and will NEVER get into debt again. It’s hard enough battling my utility companies who are also gauging me.
Aletha Mobley | Oct 7, 2009 | Reply
I am trying to sign on and up grade the Ultimate Protection Portfolio and itkeeps coming up saying the pass word in incorrect. I am putting PeopleFrist. in that space and then hit submit. Keeps saying wrong pass word. The other person signed on to this program is my daughter Arlene Kelshaw. Please advise. Thanks, Aletha Mobley
Eugene Ross | Oct 18, 2009 | Reply
I had $86,ooo of stock in National City Bank. It became PNB bank. They took all of my stocks except $4ooo. I am 87 and will never be able to earn any more. I have $15,000 in another investment and that is the total of my savings. Are they allowed to take my stocks away? The only income I have is social security. Please help! Gene Ross
Sally Pauling | Oct 26, 2009 | Reply
Dear Gene, My heart goes out to you. How is it that they “took” all that money? I, too, lost a great deal of money invested in stocks due to a horrible investment manager at a well-known brokerage house, surprisingly still in business all over the USA, though she and the branch manager were quickly dismissed from the company. As much as I hope and pray you recoup some of that money from those greedy crooks, remember what Suze always has said~ no one can invest your money smarter and more safely than you can. These days, try to stay on the conservative side and DO YOUR HOMEWORK!!! Don’t fall for ANY fast talking investors or scams. I wish you the best….Sally
carla ballestrasse | Nov 15, 2009 | Reply
Hi Suze, i look forward to your tv shows, The Suze Orman show, but, i can never find them consistently. For instance, on Saturday night, as I have before. Could I please get a schedule so I may view your show, for more impowerment. With much appreciation for that!! Thank you so very much, Carla Ballestrasse
Rosemarie Neuber | Jan 29, 2010 | Reply
Hi Suze where would it be best for a retired person to put 50000 without loss of principal in our present economy 2010
Thank you,
connie bolton | Mar 6, 2010 | Reply
Whatever happened to Lou???
Lou Maxwell | Mar 17, 2010 | Reply
My question is the same as RoseMarie Neuber.
How can I email you a letter. Have tried with suzeorman.com and it won’t let me send it.
Lou Maxwell | Mar 17, 2010 | Reply
email address corrected
Missing Lou | Mar 20, 2010 | Reply
What happened to Lou? Is he gone forever? WE MISS LOU!!!
jackie mcgee | Mar 23, 2010 | Reply
If keeping your money in the stock market isn’t good and investing in real estate isn’t good where do you put your money??
Barbara H. Morris | Apr 4, 2010 | Reply
Suze, I was divorced in Jan. 2000. I had mysterious symptoms for over 20 years-we were married for 22 years and have 3 grown children.
I worked as an R.N. full time until the birth of my 2nd child in 1985(April)& my 3rd in July
1986. My husband was in predental And graduated June 1985. We went to counceling, etc. throughout our marraige. Basic problem was he was mentally &physically abusive along
with having many other relationships. He talked out both sides of his mouth! I need to find a way to file contempt of court for the
$50,000 settlement he was to pay me. Thus far
I have had no lawyer or legal aid that will help without a large retainer. I have Multiple
Sclerosis which was diagnosed approximately one
year after the divorce. I worked as long as I
could safely, then an increase in my symptoms.
I had to stop working 12/27/2006, tried again
but continued to have issues with relapses.
I am on SS Disability which pays $1,056.90 after deductions for Medicare medical and Medicare prescription drug plan. I live in
Warner Robins, GA and have tried to get help with housing,utilities and Food Stamps($16.00).
The cheapest place to rent I found was $500.00
Utilities are up to $155.00(gas) and electricity $115, then Phone\,Tv & interent $125. I also have to pay a copay for Dr. visits
and Rx’s. This doesn’t even start to pay for
car insurance and repair. Please help if you
can! Also, my cognitive thinking and problem
causes me to fill very ill prepared to go before the judge by myself. My exhusband has one of the best Laywer firms in the state!
May God Bless you and your team!
Barbara Hall Morris
connie | Apr 9, 2010 | Reply
cant get any help from anyone…bought the ultimate protestion portfolio a year ago, cant get into it, no one seems to help, called customer service, they put me into websites, no one responds….help
Penny Hillman | Apr 11, 2010 | Reply
First of all, WHERE’S LOU! (Just kidding). You had talked about index funds being a good choice for investing. I have I-bonds that are getting nowhere. Would it be wise to cash them in and invest in some sort of index funds? If so, which ones? Also, is the money accessable like a Roth Ira if needed, and are they insured?
peggy | Apr 11, 2010 | Reply
please don’t use my name on your show but are they such a thing called free grants from the government to get out of personal bebt
Nancy J. DeCook | Apr 13, 2010 | Reply
Dear Suze,
I enjoy watching you on TV. I have recently read your book “Women and Money”, and have a few questions.
I am 66 years old and am married. My husband handles all of our money issues and does it very well. However, I am wanting to get more involved and knowledgeable in case something happened to him.
You recommend that I have my own credit card in my name only. I am still employed and have gotten credit card offers in the mail. Sometimes I take them since they offer frequent flyer miles and only use them for the minimum amount of purchases and then put them in the drawer. When they ask for the annual fee I cancel. Most of the time my husband and I use our joint credit card and pay it off at the end of every month. So do I need to have my own credit card and use it for a while to establish my credit?
Next question is about the trust that is a part of our will. You recommend having a revocable living trust with an incapacity clause. Right now we have a will with a marital trust that our lawyer says will avoid probate. We also have a Durable Power of Attorney and a Power of Attorney for medical decisions. Is this good enough? What is the difference between a revocable living trust and a marital trust?
Thank you for considering these questions.
Nancy J. DeCook
Haile | Apr 17, 2010 | Reply
Hi Suze,
I have a 403(b)/IRA account with Wachovia.My financial manager does not like working under Wells Fargo and is moving to Stanley Morgan.He is telling why Stanley Morgan is a better firm to be with and he wants me to move my account with him.I had no problem with my manager, and in fact, I think he did under the economic crises we have through. So, tell me do you think I should
donna lamb | Apr 25, 2010 | Reply
hi suze, my mother purchased a time share two years ago. she is now 75 and could really use some of the money invested in this deal. the time share people say that she can not sell her part. it is something that just gets passed down from generation to generation. the time share is paid for but she still pays taxes and monthly maintenance fees. she was told that she could get a lawyer to get out of this deal, but they would charge her 3000-5000 dollars to do it. they said she would never get any of her money back. my mother still works two part time jobs just to make ends meet. i think at 75 she deserves some down time. can you offer her any advice or is she just stuck? thank you.
Pulane Malefane | Apr 26, 2010 | Reply
Dear Suze
My name is Pulane and currently I am working as a residence manager in one of the residences of the university. I just finish reading your book Women and Money and I have enjoyed it. It’s the first time I read your book and I feel I you are a good author and I am planning to buy more of your books. I don’t pay any bond and in 2011 I will paid off my car. After that I will have about 4000-5000 that I need to safe. Now I don’t know what is wise to invest monthly that 4000-5000 money or buy a house with a bond. Or invest for 8 year and pay enough deposit for the house I want because my plan is to resign from my current position when I am 40years which is 8 years now.
Lislotte Benoit | May 3, 2010 | Reply
Dear Suze
I am 80 years old and my financial advisor is going out of business. I have an IRA account of close to 1,000,000. I am thinking of buying munibonds at Ameritrade. I really don’t want
to be in the stock market anymore. Is this a
wise decision in the present economy? I have
munibonds privately and was very glad when the
stock market collapsed.
Thank you
Lislotte Benoit
kim green | May 23, 2010 | Reply
suze,Iam 61ys old,came here from Vietnam in 1973,Ibeen work since 1980 for the Army,I could retire right now, I watch your show every satuday try to learn,please tell me when I can retire and save . Thanh you.
kim green | May 23, 2010 | Reply
Suze,your show help me a lot,Thanh you
Barbara Gonzales | Jun 6, 2010 | Reply
Suze, I love your show!!! I need some advice. I am a 73 year old widow. I have been fortunate enough to inherit some land with mineral rights in Oklahoma. An oil company wants to lease the rights for 3 years. I need to invest the money so that I can receive some income from it. I live on retirement benefits from teaching. It isn’t a lot. I do not get any social security and no survivors benefits from my husbands social security. Please, I really need some help with how to invest. The oil company is giving me $1ooo.00 per mineral acre. My children live far away and I don’t know who I can go to that I can trust. Thank you SO much!!